Total: £ 56.28
Published Date: 2025-10-17 | Pages: 176 | Tables: 184 | Service & Software
The global Banking as a Service (BaaS) Software market is projected to grow from US$ million in 2024 to US$ million by 2031, at a CAGR of %(2025-2031), driven by critical product segments and diverse end‑use applications.
Banking as a Service (BaaS) software is a financial technology platform that allows third-party developers, businesses, and organizations to build and offer banking products and services via APIs (Application Programming Interfaces). This model enables companies to integrate banking functionality into their own applications without needing to become fully-fledged banks themselves.
From a downstream perspective, Large Enterprises accounted for % of 2024 revenue, surging to US$ million by 2031 (CAGR: % from 2025–2031).
Banking as a Service (BaaS) Software leading manufacturers including Square, Airapi, Treezor, Mambu, Synapse, Unit, Finzly, FIS, Hydrogen Cards, Synctera, etc., dominate supply; the top five capture approximately % of global revenue, with Square leading 2024 sales at US$ million.
Regional Outlook:
North America rose from US$ million in 2024 to a forecast US$ million by 2031 (CAGR %).
Asia‑Pacific will expand from US$ million to US$ million (CAGR %), led by China (US$ million in 2024, % share rising to % by 2031), Japan (CAGR %), South Korea (CAGR %), and Southeast Asia (CAGR %).
Europe is set to grow from US$ million to US$ million (CAGR %), with Germany projected to hit US$ million by 2031 (CAGR %).
Report Includes:
This definitive report equips CEOs, marketing directors, and investors with a 360° view of the global Banking as a Service (BaaS) Software market across value chain. It analyzes historical revenue data (2020–2024) and delivers forecasts through 2031, illuminating demand trends and growth drivers.
By segmenting the market by Type and by Application, the study quantifies market size, growth rates, niche opportunities, and substitution risks, and analyzes downstream customers distribution pattern.
Granular regional insights cover five major markets—North America, Europe, APAC, South America, and MEA—with in‑depth analysis of 20+ countries, detailing dominant products, competitive landscape, and downstream demand trends.
Critical competitive intelligence profiles players—revenue, margins, pricing strategies, and major customers—and dissects the top-player positioning across product lines, applications, and regions to reveal strategic strengths.
A concise Industry‑chain overview maps upstream, middlestream, and downstream distribution dynamics to identify strategic gaps and unmet demand.
Market Segmentation
By Company
Square
Airapi
Treezor
Mambu
Synapse
Unit
Finzly
FIS
Hydrogen Cards
Synctera
Youtap
Advapay
Ascertain Technologies
BANKSapi
Bond
CapitalOS
Digitap.ai
Finastra
FinHost
FISPAN
Frollo
Gigadat
Griffin
Hubuc
ipeakoin
Kanastra
Layer
MatchMove
Modulr
NETinfo
Segment by Type
Cloud Based
On-Premises
Segment by Application
Large Enterprises
SMEs
Sales by Region
North America
United States
Canada
Mexico
Asia-Pacific
China
Japan
South Korea
India
Australia
Vietnam
Indonesia
Malaysia
Philippines
Singapore
Rest of Asia
Europe
Germany
U.K.
France
Italy
Spain
Benelux
Russia
Rest of Europe
Central and South America
Brazil
Argentina
Rest of South America
Middle East & Africa
GCC Countries
Egypt
Israel
South Africa
Rest of MEA
Chapter Outline
Chapter 1: Defines the Banking as a Service (BaaS) Software study scope, segments the market by Type and by Application, etc, highlights segment size and growth potential.
Chapter 2: Offers current market state, projects global revenue and sales to 2031, pinpointing high consumption regions and emerging market catalysts
Chapter 3: Dissects the player landscape—ranks by revenue and profitability, details Player performance by product type and evaluates concentration alongside M&A moves.
Chapter 4: Unlocks high margin product segments—compares revenue, ASP, and technology differentiators, highlighting growth niches and substitution risks
Chapter 5: Targets downstream market opportunities—evaluates market size by Application, identifies emerging use cases, and profiles leading customers by region and by Application.
Chapter 6: North America—breaks down market size by Type, by Application and country, profiles key players and assesses growth drivers and barriers.
Chapter 7: Europe—analyses regional market by Type, by Application and players, flagging drivers and barriers.
Chapter 8: Asia Pacific—quantifies market size by Type, by Application, and region/country, profiles top players, and uncovers high potential expansion areas.
Chapter 9: Central & South America—measures market size by Type, by Application, and country, profiles top players, and identifies investment opportunities and challenges.
Chapter 10: Middle East and Africa—evaluates market size by Type, by Application, and country, profiles key players, and outlines investment prospects and market hurdles
Chapter 11: Profiles players in depth—details product specs, revenue, margins; Top-tier players 2024 sales breakdowns by Product type, by Application, by region SWOT analysis, and recent strategic developments.
Chapter 12: Industry chain—analyses upstream, cost drivers, plus downstream channels.
Chapter 13: Market dynamics—explores drivers, restraints, regulatory impacts, and risk mitigation strategies.
Chapter 14: Actionable conclusions and strategic recommendations.
Why This Report:
Beyond standard market data, this analysis provides a clear profitability roadmap—empowering you to:
Allocate capital strategically to high growth regions (Chapters 6–10) and margin rich segments (Chapter 5).
Negotiate from strength with suppliers (Chapter 12) and customers (Chapter 5) using cost and demand intelligence.
Outmaneuver competitors with granular insights into their operations, margins, and strategies (Chapters 3 and 11).
Capitalize on the projected billion‑dollar opportunity with data‑driven regional and segment tactics (Chapter 12-14).
Leverage this 360° intelligence to turn market complexity into actionable competitive advantage.
Research Methodology
The research methodology employed has been subjected by numerous procedures in order to guarantee the quality and accuracy of the data contained within the reports. The analysts are employed full-time and received more than six months training to satisfy the standard of our company. Our methodology can be divided into five stages:
★Stage 1 SECONDARY RESEARCH
The research team first collaborates with magazines, trade associations and administrative departments in the research field. The information provided by our internal documentation service is helpful for our further research. Our team has a wealth of experience and knowledge, and can effectively extract accurate information from existing resources.
★Stage 2 PRIMARY RESEARCH:INTERVIEWS WITH TRADE SOURCES
After the first stage, the research team conducts a large number of face-to-face or telephone interviews with representative companies working in the research field. Analysts are trying to have an opportunity to talk to leading companies and small companies in the field. Upstream suppliers, manufacturers, distributors, importers, installers, wholesalers and consumers were included in the interview. The data collected during the interview were then carefully examined and compared with the secondary study.
★Stage 3 ANALYSIS OF THE GATHERED DATA
The analysis team examines and synthesizes the data collected in the first two stages. In order to validate the data, a second round of interviews can be conducted.
★Stage 4 QUANTITATIVE DATA
The quantitative data such as market estimates, production and capacity of manufacturer, market forecasts and investment feasibility is provided by our company. The data is based on the estimates obtained during stage 3.
★Stage 5 QUALITY CONTROL
Before publishing, each report undergoes a rigorous review and editing process, which is done by the experience management team to ensure the reliability of the published data. Every analyst on the research team receives support and continuous training as part of our internal quality process.
1 Study Coverage
1.1 Introduction to Banking as a Service (BaaS) Software: Definition, Properties, and Key Attributes
1.2 Market Segmentation by Type
1.2.1 Global Banking as a Service (BaaS) Software Market Size by Type, 2020 VS 2024 VS 2031
1.2.2 Cloud Based
1.2.3 On-Premises
1.3 Market Segmentation by Application
1.3.1 Global Banking as a Service (BaaS) Software Market Size by Application, 2020 VS 2024 VS 2031
1.3.2 Large Enterprises
1.3.3 SMEs
1.4 Assumptions and Limitations
1.5 Study Objectives
1.6 Years Considered
2 Executive Summary
2.1 Global Banking as a Service (BaaS) Software Revenue Estimates and Forecasts 2020-2031
2.2 Global Banking as a Service (BaaS) Software Revenue by Region
2.2.1 Revenue Comparison: 2020 VS 2024 VS 2031
2.2.2 Historical and Forecasted Revenue by Region (2020-2031)
2.2.3 Global Revenue Market Share by Region (2020-2031)
2.2.4 Emerging Market Focus: Growth Drivers & Investment Trends
3 Competition by Players
3.1 Global Banking as a Service (BaaS) Software Player Revenue Rankings and Profitability
3.1.1 Global Revenue (Value) by Players (2020-2025)
3.1.2 Global Key Player Revenue Ranking (2023 vs. 2024)
3.1.3 Revenue-Based Tier Segmentation (Tier 1, Tier 2, and Tier 3)
3.1.4 Gross Margin by Top Player (2020 VS 2024)
3.2 Global Banking as a Service (BaaS) Software Companies Headquarters and Service Footprint
3.3 Main Product Type Market Size by Players
3.3.1 Cloud Based Market Size by Players
3.3.2 On-Premises Market Size by Players
3.4 Global Banking as a Service (BaaS) Software Market Concentration and Dynamics
3.4.1 Global Market Concentration (CR5 and HHI)
3.4.2 Entrant/Exit Impact Analysis
3.4.3 Strategic Moves: M&A, Expansion, R&D Investment
4 Global Product Segmentation Analysis
4.1 Global Banking as a Service (BaaS) Software Revenue Trends by Type
4.1.1 Global Historical and Forecasted Revenue by Type (2020-2031)
4.1.2 Global Revenue Market Share by Type (2020-2031)
4.2 Key Product Attributes and Differentiation
4.3 Subtype Dynamics: Growth Leaders, Profitability and Risk
4.3.1 High-Growth Niches and Adoption Drivers
4.3.2 Profitability Hotspots and Cost Drivers
4.3.3 Substitution Threats
5 Global Downstream Application Analysis
5.1 Global Banking as a Service (BaaS) Software Revenue by Application
5.1.1 Global Historical and Forecasted Revenue by Application (2020-2031)
5.1.2 Revenue Market Share by Application (2020-2031)
5.1.3 High-Growth Application Identification
5.1.4 Emerging Application Case Studies
5.2 Downstream Customer Analysis
5.2.1 Top Customers by Region
5.2.2 Top Customers by Application
6 North America
6.1 North America Market Size (2020-2031)
6.2 North America Key Players Revenue in 2024
6.3 North America Banking as a Service (BaaS) Software Market Size by Type (2020-2031)
6.4 North America Banking as a Service (BaaS) Software Market Size by Application (2020-2031)
6.5 North America Growth Accelerators and Market Barriers
6.6 North America Banking as a Service (BaaS) Software Market Size by Country
6.6.1 North America Revenue Trends by Country
6.6.2 US
6.6.3 Canada
6.6.4 Mexico
7 Europe
7.1 Europe Market Size (2020-2031)
7.2 Europe Key Players Revenue in 2024
7.3 Europe Banking as a Service (BaaS) Software Market Size by Type (2020-2031)
7.4 Europe Banking as a Service (BaaS) Software Market Size by Application (2020-2031)
7.5 Europe Growth Accelerators and Market Barriers
7.6 Europe Banking as a Service (BaaS) Software Market Size by Country
7.6.1 Europe Revenue Trends by Country
7.6.2 Germany
7.6.3 France
7.6.4 U.K.
7.6.5 Italy
7.6.6 Russia
8 Asia-Pacific
8.1 Asia-Pacific Market Size (2020-2031)
8.2 Asia-Pacific Key Players Revenue in 2024
8.3 Asia-Pacific Banking as a Service (BaaS) Software Market Size by Type (2020-2031)
8.4 Asia-Pacific Banking as a Service (BaaS) Software Market Size by Application (2020-2031)
8.5 Asia-Pacific Growth Accelerators and Market Barriers
8.6 Asia-Pacific Banking as a Service (BaaS) Software Market Size by Region
8.6.1 Asia-Pacific Revenue Trends by Region
8.7 China
8.8 Japan
8.9 South Korea
8.10 Australia
8.11 India
8.12 Southeast Asia
8.12.1 Indonesia
8.12.2 Vietnam
8.12.3 Malaysia
8.12.4 Philippines
8.12.5 Singapore
9 Central and South America
9.1 Central and South America Market Size (2020-2031)
9.2 Central and South America Key Players Revenue in 2024
9.3 Central and South America Banking as a Service (BaaS) Software Market Size by Type (2020-2031)
9.4 Central and South America Banking as a Service (BaaS) Software Market Size by Application (2020-2031)
9.5 Central and South America Investment Opportunities and Key Challenges
9.6 Central and South America Banking as a Service (BaaS) Software Market Size by Country
9.6.1 Central and South America Revenue Trends by Country (2020 VS 2024 VS 2031)
9.6.2 Brazil
9.6.3 Argentina
10 Middle East and Africa
10.1 Middle East and Africa Market Size (2020-2031)
10.2 Middle East and Africa Key Players Revenue in 2024
10.3 Middle East and Africa Banking as a Service (BaaS) Software Market Size by Type (2020-2031)
10.4 Middle East and Africa Banking as a Service (BaaS) Software Market Size by Application (2020-2031)
10.5 Middle East and Africa Investment Opportunities and Key Challenges
10.6 Middle East and Africa Banking as a Service (BaaS) Software Market Size by Country
10.6.1 Middle East and Africa Revenue Trends by Country (2020 VS 2024 VS 2031)
10.6.2 GCC Countries
10.6.3 Israel
10.6.4 Egypt
10.6.5 South Africa
11 Corporate Profile
11.1 Square
11.1.1 Square Corporation Information
11.1.2 Square Business Overview
11.1.3 Square Banking as a Service (BaaS) Software Product Features and Attributes
11.1.4 Square Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.1.5 Square Banking as a Service (BaaS) Software Revenue by Product in 2024
11.1.6 Square Banking as a Service (BaaS) Software Revenue by Application in 2024
11.1.7 Square Banking as a Service (BaaS) Software Revenue by Geographic Area in 2024
11.1.8 Square Banking as a Service (BaaS) Software SWOT Analysis
11.1.9 Square Recent Developments
11.2 Airapi
11.2.1 Airapi Corporation Information
11.2.2 Airapi Business Overview
11.2.3 Airapi Banking as a Service (BaaS) Software Product Features and Attributes
11.2.4 Airapi Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.2.5 Airapi Banking as a Service (BaaS) Software Revenue by Product in 2024
11.2.6 Airapi Banking as a Service (BaaS) Software Revenue by Application in 2024
11.2.7 Airapi Banking as a Service (BaaS) Software Revenue by Geographic Area in 2024
11.2.8 Airapi Banking as a Service (BaaS) Software SWOT Analysis
11.2.9 Airapi Recent Developments
11.3 Treezor
11.3.1 Treezor Corporation Information
11.3.2 Treezor Business Overview
11.3.3 Treezor Banking as a Service (BaaS) Software Product Features and Attributes
11.3.4 Treezor Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.3.5 Treezor Banking as a Service (BaaS) Software Revenue by Product in 2024
11.3.6 Treezor Banking as a Service (BaaS) Software Revenue by Application in 2024
11.3.7 Treezor Banking as a Service (BaaS) Software Revenue by Geographic Area in 2024
11.3.8 Treezor Banking as a Service (BaaS) Software SWOT Analysis
11.3.9 Treezor Recent Developments
11.4 Mambu
11.4.1 Mambu Corporation Information
11.4.2 Mambu Business Overview
11.4.3 Mambu Banking as a Service (BaaS) Software Product Features and Attributes
11.4.4 Mambu Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.4.5 Mambu Banking as a Service (BaaS) Software Revenue by Product in 2024
11.4.6 Mambu Banking as a Service (BaaS) Software Revenue by Application in 2024
11.4.7 Mambu Banking as a Service (BaaS) Software Revenue by Geographic Area in 2024
11.4.8 Mambu Banking as a Service (BaaS) Software SWOT Analysis
11.4.9 Mambu Recent Developments
11.5 Synapse
11.5.1 Synapse Corporation Information
11.5.2 Synapse Business Overview
11.5.3 Synapse Banking as a Service (BaaS) Software Product Features and Attributes
11.5.4 Synapse Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.5.5 Synapse Banking as a Service (BaaS) Software Revenue by Product in 2024
11.5.6 Synapse Banking as a Service (BaaS) Software Revenue by Application in 2024
11.5.7 Synapse Banking as a Service (BaaS) Software Revenue by Geographic Area in 2024
11.5.8 Synapse Banking as a Service (BaaS) Software SWOT Analysis
11.5.9 Synapse Recent Developments
11.6 Unit
11.6.1 Unit Corporation Information
11.6.2 Unit Business Overview
11.6.3 Unit Banking as a Service (BaaS) Software Product Features and Attributes
11.6.4 Unit Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.6.5 Unit Recent Developments
11.7 Finzly
11.7.1 Finzly Corporation Information
11.7.2 Finzly Business Overview
11.7.3 Finzly Banking as a Service (BaaS) Software Product Features and Attributes
11.7.4 Finzly Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.7.5 Finzly Recent Developments
11.8 FIS
11.8.1 FIS Corporation Information
11.8.2 FIS Business Overview
11.8.3 FIS Banking as a Service (BaaS) Software Product Features and Attributes
11.8.4 FIS Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.8.5 FIS Recent Developments
11.9 Hydrogen Cards
11.9.1 Hydrogen Cards Corporation Information
11.9.2 Hydrogen Cards Business Overview
11.9.3 Hydrogen Cards Banking as a Service (BaaS) Software Product Features and Attributes
11.9.4 Hydrogen Cards Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.9.5 Hydrogen Cards Recent Developments
11.10 Synctera
11.10.1 Synctera Corporation Information
11.10.2 Synctera Business Overview
11.10.3 Synctera Banking as a Service (BaaS) Software Product Features and Attributes
11.10.4 Synctera Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.10.5 Company Ten Recent Developments
11.11 Youtap
11.11.1 Youtap Corporation Information
11.11.2 Youtap Business Overview
11.11.3 Youtap Banking as a Service (BaaS) Software Product Features and Attributes
11.11.4 Youtap Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.11.5 Youtap Recent Developments
11.12 Advapay
11.12.1 Advapay Corporation Information
11.12.2 Advapay Business Overview
11.12.3 Advapay Banking as a Service (BaaS) Software Product Features and Attributes
11.12.4 Advapay Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.12.5 Advapay Recent Developments
11.13 Ascertain Technologies
11.13.1 Ascertain Technologies Corporation Information
11.13.2 Ascertain Technologies Business Overview
11.13.3 Ascertain Technologies Banking as a Service (BaaS) Software Product Features and Attributes
11.13.4 Ascertain Technologies Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.13.5 Ascertain Technologies Recent Developments
11.14 BANKSapi
11.14.1 BANKSapi Corporation Information
11.14.2 BANKSapi Business Overview
11.14.3 BANKSapi Banking as a Service (BaaS) Software Product Features and Attributes
11.14.4 BANKSapi Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.14.5 BANKSapi Recent Developments
11.15 Bond
11.15.1 Bond Corporation Information
11.15.2 Bond Business Overview
11.15.3 Bond Banking as a Service (BaaS) Software Product Features and Attributes
11.15.4 Bond Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.15.5 Bond Recent Developments
11.16 CapitalOS
11.16.1 CapitalOS Corporation Information
11.16.2 CapitalOS Business Overview
11.16.3 CapitalOS Banking as a Service (BaaS) Software Product Features and Attributes
11.16.4 CapitalOS Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.16.5 CapitalOS Recent Developments
11.17 Digitap.ai
11.17.1 Digitap.ai Corporation Information
11.17.2 Digitap.ai Business Overview
11.17.3 Digitap.ai Banking as a Service (BaaS) Software Product Features and Attributes
11.17.4 Digitap.ai Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.17.5 Digitap.ai Recent Developments
11.18 Finastra
11.18.1 Finastra Corporation Information
11.18.2 Finastra Business Overview
11.18.3 Finastra Banking as a Service (BaaS) Software Product Features and Attributes
11.18.4 Finastra Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.18.5 Finastra Recent Developments
11.19 FinHost
11.19.1 FinHost Corporation Information
11.19.2 FinHost Business Overview
11.19.3 FinHost Banking as a Service (BaaS) Software Product Features and Attributes
11.19.4 FinHost Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.19.5 FinHost Recent Developments
11.20 FISPAN
11.20.1 FISPAN Corporation Information
11.20.2 FISPAN Business Overview
11.20.3 FISPAN Banking as a Service (BaaS) Software Product Features and Attributes
11.20.4 FISPAN Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.20.5 FISPAN Recent Developments
11.21 Frollo
11.21.1 Frollo Corporation Information
11.21.2 Frollo Business Overview
11.21.3 Frollo Banking as a Service (BaaS) Software Product Features and Attributes
11.21.4 Frollo Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.21.5 Frollo Recent Developments
11.22 Gigadat
11.22.1 Gigadat Corporation Information
11.22.2 Gigadat Business Overview
11.22.3 Gigadat Banking as a Service (BaaS) Software Product Features and Attributes
11.22.4 Gigadat Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.22.5 Gigadat Recent Developments
11.23 Griffin
11.23.1 Griffin Corporation Information
11.23.2 Griffin Business Overview
11.23.3 Griffin Banking as a Service (BaaS) Software Product Features and Attributes
11.23.4 Griffin Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.23.5 Griffin Recent Developments
11.24 Hubuc
11.24.1 Hubuc Corporation Information
11.24.2 Hubuc Business Overview
11.24.3 Hubuc Banking as a Service (BaaS) Software Product Features and Attributes
11.24.4 Hubuc Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.24.5 Hubuc Recent Developments
11.25 ipeakoin
11.25.1 ipeakoin Corporation Information
11.25.2 ipeakoin Business Overview
11.25.3 ipeakoin Banking as a Service (BaaS) Software Product Features and Attributes
11.25.4 ipeakoin Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.25.5 ipeakoin Recent Developments
11.26 Kanastra
11.26.1 Kanastra Corporation Information
11.26.2 Kanastra Business Overview
11.26.3 Kanastra Banking as a Service (BaaS) Software Product Features and Attributes
11.26.4 Kanastra Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.26.5 Kanastra Recent Developments
11.27 Layer
11.27.1 Layer Corporation Information
11.27.2 Layer Business Overview
11.27.3 Layer Banking as a Service (BaaS) Software Product Features and Attributes
11.27.4 Layer Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.27.5 Layer Recent Developments
11.28 MatchMove
11.28.1 MatchMove Corporation Information
11.28.2 MatchMove Business Overview
11.28.3 MatchMove Banking as a Service (BaaS) Software Product Features and Attributes
11.28.4 MatchMove Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.28.5 MatchMove Recent Developments
11.29 Modulr
11.29.1 Modulr Corporation Information
11.29.2 Modulr Business Overview
11.29.3 Modulr Banking as a Service (BaaS) Software Product Features and Attributes
11.29.4 Modulr Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.29.5 Modulr Recent Developments
11.30 NETinfo
11.30.1 NETinfo Corporation Information
11.30.2 NETinfo Business Overview
11.30.3 NETinfo Banking as a Service (BaaS) Software Product Features and Attributes
11.30.4 NETinfo Banking as a Service (BaaS) Software Revenue and Gross Margin (2020-2025)
11.30.5 NETinfo Recent Developments
12 Banking as a Service (BaaS) SoftwareIndustry Chain Analysis
12.1 Banking as a Service (BaaS) Software Industry Chain
12.2 Upstream Analysis
12.2.1 Upstream Key Suppliers
12.3 Middlestream Analysis
12.4 Downstream Sales Model and Distribution Networks
12.4.1 Sales Channels
12.4.2 Distributors
13 Banking as a Service (BaaS) Software Market Dynamics
13.1 Industry Trends and Evolution
13.2 Market Growth Drivers and Emerging Opportunities
13.3 Market Challenges, Risks, and Restraints
14 Key Findings in the Global Banking as a Service (BaaS) Software Study
15 Appendix
15.1 Research Methodology
15.1.1 Methodology/Research Approach
15.1.1.1 Research Programs/Design
15.1.1.2 Market Size Estimation
15.1.1.3 Market Breakdown and Data Triangulation
15.1.2 Data Source
15.1.2.1 Secondary Sources
15.1.2.2 Primary Sources
15.2 Author Details
List of Tables
Table 1. Global Banking as a Service (BaaS) Software Market Size Growth Rate by Type, 2020 VS 2024 VS 2031 (US$ Million)
Table 2. Global Banking as a Service (BaaS) Software Market Size Growth Rate by Application, 2020 VS 2024 VS 2031 (US$ Million)
Table 3. Global Banking as a Service (BaaS) Software Revenue Grow Rate (CAGR) by Region: 2020 VS 2024 VS 2031 (US$ Million)
Table 4. Global Banking as a Service (BaaS) Software Revenue by Region (2020-2025) & (US$ Million)
Table 5. Global Banking as a Service (BaaS) Software Revenue by Region (2026-2031) & (US$ Million)
Table 6. Emerging Market Revenue Grow Rate (CAGR) by Country (2020 VS 2024 VS 2031) (US$ Million)
Table 7. Global Banking as a Service (BaaS) Software Revenue by Players (2020-2025) & (US$ Million)
Table 8. Global Banking as a Service (BaaS) Software Revenue Market Share by Players (2020-2025)
Table 9. Global Key Players’Ranking Shift (2023 vs. 2024) (Based on Revenue)
Table 10. Global Banking as a Service (BaaS) Software by Player Tier (Tier 1, Tier 2, and Tier 3) & (based on the Revenue in Banking as a Service (BaaS) Software as of 2024)
Table 11. Global Banking as a Service (BaaS) Software Average Gross Margin (%) by Player (2020 VS 2024)
Table 12. Global Banking as a Service (BaaS) Software Companies Headquarters
Table 13. Global Banking as a Service (BaaS) Software Market Concentration Ratio (CR5 and HHI)
Table 14. Key Market Entrant/Exit (2020-2024) – Drivers & Impact Analysis
Table 15. Key Mergers & Acquisitions, Expansion Plans, R&D Investment
Table 16. Global Banking as a Service (BaaS) Software Revenue by Type (2020-2025) & (US$ Million)
Table 17. Global Banking as a Service (BaaS) Software Revenue by Type (2026-2031) & (US$ Million)
Table 18. Key Product Attributes and Differentiation
Table 19. Global Banking as a Service (BaaS) Software Revenue by Application (2020-2025) & (US$ Million)
Table 20. Global Banking as a Service (BaaS) Software Revenue by Application (2026-2031) & (US$ Million)
Table 21. Banking as a Service (BaaS) Software High-Growth Sectors Demand CAGR (2024-2031)
Table 22. Top Customers by Region
Table 23. Top Customers by Application
Table 24. North America Banking as a Service (BaaS) Software Growth Accelerators and Market Barriers
Table 25. North America Banking as a Service (BaaS) Software Revenue Grow Rate (CAGR) by Country (2020 VS 2024 VS 2031) (US$ Million)
Table 26. Europe Banking as a Service (BaaS) Software Growth Accelerators and Market Barriers
Table 27. Europe Banking as a Service (BaaS) Software Revenue Grow Rate (CAGR) by Country: 2020 VS 2024 VS 2031 (US$ Million)
Table 28. Asia-Pacific Banking as a Service (BaaS) Software Growth Accelerators and Market Barriers
Table 29. Asia-Pacific Banking as a Service (BaaS) Software Revenue Grow Rate (CAGR) by Region: 2020 VS 2024 VS 2031 (US$ Million)
Table 30. Central and South America Banking as a Service (BaaS) Software Investment Opportunities and Key Challenges
Table 31. Central and South America Banking as a Service (BaaS) Software Revenue Grow Rate (CAGR) by Country (2020 VS 2024 VS 2031) (US$ Million)
Table 32. Middle East and Africa Banking as a Service (BaaS) Software Investment Opportunities and Key Challenges
Table 33. Middle East and Africa Banking as a Service (BaaS) Software Revenue Grow Rate (CAGR) by Country (2020 VS 2024 VS 2031) (US$ Million)
Table 34. Square Corporation Information
Table 35. Square Description and Major Businesses
Table 36. Square Product Features and Attributes
Table 37. Square Revenue (US$ Million) and Gross Margin (2020-2025)
Table 38. Square Revenue Proportion by Product in 2024
Table 39. Square Revenue Proportion by Application in 2024
Table 40. Square Revenue Proportion by Geographic Area in 2024
Table 41. Square Banking as a Service (BaaS) Software SWOT Analysis
Table 42. Square Recent Developments
Table 43. Airapi Corporation Information
Table 44. Airapi Description and Major Businesses
Table 45. Airapi Product Features and Attributes
Table 46. Airapi Revenue (US$ Million) and Gross Margin (2020-2025)
Table 47. Airapi Revenue Proportion by Product in 2024
Table 48. Airapi Revenue Proportion by Application in 2024
Table 49. Airapi Revenue Proportion by Geographic Area in 2024
Table 50. Airapi Banking as a Service (BaaS) Software SWOT Analysis
Table 51. Airapi Recent Developments
Table 52. Treezor Corporation Information
Table 53. Treezor Description and Major Businesses
Table 54. Treezor Product Features and Attributes
Table 55. Treezor Revenue (US$ Million) and Gross Margin (2020-2025)
Table 56. Treezor Revenue Proportion by Product in 2024
Table 57. Treezor Revenue Proportion by Application in 2024
Table 58. Treezor Revenue Proportion by Geographic Area in 2024
Table 59. Treezor Banking as a Service (BaaS) Software SWOT Analysis
Table 60. Treezor Recent Developments
Table 61. Mambu Corporation Information
Table 62. Mambu Description and Major Businesses
Table 63. Mambu Product Features and Attributes
Table 64. Mambu Revenue (US$ Million) and Gross Margin (2020-2025)
Table 65. Mambu Revenue Proportion by Product in 2024
Table 66. Mambu Revenue Proportion by Application in 2024
Table 67. Mambu Revenue Proportion by Geographic Area in 2024
Table 68. Mambu Banking as a Service (BaaS) Software SWOT Analysis
Table 69. Mambu Recent Developments
Table 70. Synapse Corporation Information
Table 71. Synapse Description and Major Businesses
Table 72. Synapse Product Features and Attributes
Table 73. Synapse Revenue (US$ Million) and Gross Margin (2020-2025)
Table 74. Synapse Revenue Proportion by Product in 2024
Table 75. Synapse Revenue Proportion by Application in 2024
Table 76. Synapse Revenue Proportion by Geographic Area in 2024
Table 77. Synapse Banking as a Service (BaaS) Software SWOT Analysis
Table 78. Synapse Recent Developments
Table 79. Unit Corporation Information
Table 80. Unit Description and Major Businesses
Table 81. Unit Product Features and Attributes
Table 82. Unit Revenue (US$ Million) and Gross Margin (2020-2025)
Table 83. Unit Recent Developments
Table 84. Finzly Corporation Information
Table 85. Finzly Description and Major Businesses
Table 86. Finzly Product Features and Attributes
Table 87. Finzly Revenue (US$ Million) and Gross Margin (2020-2025)
Table 88. Finzly Recent Developments
Table 89. FIS Corporation Information
Table 90. FIS Description and Major Businesses
Table 91. FIS Product Features and Attributes
Table 92. FIS Revenue (US$ Million) and Gross Margin (2020-2025)
Table 93. FIS Recent Developments
Table 94. Hydrogen Cards Corporation Information
Table 95. Hydrogen Cards Description and Major Businesses
Table 96. Hydrogen Cards Product Features and Attributes
Table 97. Hydrogen Cards Revenue (US$ Million) and Gross Margin (2020-2025)
Table 98. Hydrogen Cards Recent Developments
Table 99. Synctera Corporation Information
Table 100. Synctera Description and Major Businesses
Table 101. Synctera Product Features and Attributes
Table 102. Synctera Revenue (US$ Million) and Gross Margin (2020-2025)
Table 103. Synctera Recent Developments
Table 104. Youtap Corporation Information
Table 105. Youtap Description and Major Businesses
Table 106. Youtap Product Features and Attributes
Table 107. Youtap Revenue (US$ Million) and Gross Margin (2020-2025)
Table 108. Youtap Recent Developments
Table 109. Advapay Corporation Information
Table 110. Advapay Description and Major Businesses
Table 111. Advapay Product Features and Attributes
Table 112. Advapay Revenue (US$ Million) and Gross Margin (2020-2025)
Table 113. Advapay Recent Developments
Table 114. Ascertain Technologies Corporation Information
Table 115. Ascertain Technologies Description and Major Businesses
Table 116. Ascertain Technologies Product Features and Attributes
Table 117. Ascertain Technologies Revenue (US$ Million) and Gross Margin (2020-2025)
Table 118. Ascertain Technologies Recent Developments
Table 119. BANKSapi Corporation Information
Table 120. BANKSapi Description and Major Businesses
Table 121. BANKSapi Product Features and Attributes
Table 122. BANKSapi Revenue (US$ Million) and Gross Margin (2020-2025)
Table 123. BANKSapi Recent Developments
Table 124. Bond Corporation Information
Table 125. Bond Description and Major Businesses
Table 126. Bond Product Features and Attributes
Table 127. Bond Revenue (US$ Million) and Gross Margin (2020-2025)
Table 128. Bond Recent Developments
Table 129. CapitalOS Corporation Information
Table 130. CapitalOS Description and Major Businesses
Table 131. CapitalOS Product Features and Attributes
Table 132. CapitalOS Revenue (US$ Million) and Gross Margin (2020-2025)
Table 133. CapitalOS Recent Developments
Table 134. Digitap.ai Corporation Information
Table 135. Digitap.ai Description and Major Businesses
Table 136. Digitap.ai Product Features and Attributes
Table 137. Digitap.ai Revenue (US$ Million) and Gross Margin (2020-2025)
Table 138. Digitap.ai Recent Developments
Table 139. Finastra Corporation Information
Table 140. Finastra Description and Major Businesses
Table 141. Finastra Product Features and Attributes
Table 142. Finastra Revenue (US$ Million) and Gross Margin (2020-2025)
Table 143. Finastra Recent Developments
Table 144. FinHost Corporation Information
Table 145. FinHost Description and Major Businesses
Table 146. FinHost Product Features and Attributes
Table 147. FinHost Revenue (US$ Million) and Gross Margin (2020-2025)
Table 148. FinHost Recent Developments
Table 149. FISPAN Corporation Information
Table 150. FISPAN Description and Major Businesses
Table 151. FISPAN Product Features and Attributes
Table 152. FISPAN Revenue (US$ Million) and Gross Margin (2020-2025)
Table 153. FISPAN Recent Developments
Table 154. Frollo Corporation Information
Table 155. Frollo Description and Major Businesses
Table 156. Frollo Product Features and Attributes
Table 157. Frollo Revenue (US$ Million) and Gross Margin (2020-2025)
Table 158. Frollo Recent Developments
Table 159. Gigadat Corporation Information
Table 160. Gigadat Description and Major Businesses
Table 161. Gigadat Product Features and Attributes
Table 162. Gigadat Revenue (US$ Million) and Gross Margin (2020-2025)
Table 163. Gigadat Recent Developments
Table 164. Griffin Corporation Information
Table 165. Griffin Description and Major Businesses
Table 166. Griffin Product Features and Attributes
Table 167. Griffin Revenue (US$ Million) and Gross Margin (2020-2025)
Table 168. Griffin Recent Developments
Table 169. Hubuc Corporation Information
Table 170. Hubuc Description and Major Businesses
Table 171. Hubuc Product Features and Attributes
Table 172. Hubuc Revenue (US$ Million) and Gross Margin (2020-2025)
Table 173. Hubuc Recent Developments
Table 174. ipeakoin Corporation Information
Table 175. ipeakoin Description and Major Businesses
Table 176. ipeakoin Product Features and Attributes
Table 177. ipeakoin Revenue (US$ Million) and Gross Margin (2020-2025)
Table 178. ipeakoin Recent Developments
Table 179. Kanastra Corporation Information
Table 180. Kanastra Description and Major Businesses
Table 181. Kanastra Product Features and Attributes
Table 182. Kanastra Revenue (US$ Million) and Gross Margin (2020-2025)
Table 183. Kanastra Recent Developments
Table 184. Layer Corporation Information
Table 185. Layer Description and Major Businesses
Table 186. Layer Product Features and Attributes
Table 187. Layer Revenue (US$ Million) and Gross Margin (2020-2025)
Table 188. Layer Recent Developments
Table 189. MatchMove Corporation Information
Table 190. MatchMove Description and Major Businesses
Table 191. MatchMove Product Features and Attributes
Table 192. MatchMove Revenue (US$ Million) and Gross Margin (2020-2025)
Table 193. MatchMove Recent Developments
Table 194. Modulr Corporation Information
Table 195. Modulr Description and Major Businesses
Table 196. Modulr Product Features and Attributes
Table 197. Modulr Revenue (US$ Million) and Gross Margin (2020-2025)
Table 198. Modulr Recent Developments
Table 199. NETinfo Corporation Information
Table 200. NETinfo Description and Major Businesses
Table 201. NETinfo Product Features and Attributes
Table 202. NETinfo Revenue (US$ Million) and Gross Margin (2020-2025)
Table 203. NETinfo Recent Developments
Table 204. Raw Materials Key Suppliers
Table 205. Distributors List
Table 206. Market Trends and Market Evolution
Table 207. Market Drivers and Opportunities
Table 208. Market Challenges, Risks, and Restraints
Table 209. Research Programs/Design for This Report
Table 210. Key Data Information from Secondary Sources
Table 211. Key Data Information from Primary Sources
List of Figures
Figure 1. Banking as a Service (BaaS) Software Product Picture
Figure 2. Global Banking as a Service (BaaS) Software Market Size Growth Rate by Type, 2020 VS 2024 VS 2031 (US$ Million)
Figure 3. Cloud Based Product Picture
Figure 4. On-Premises Product Picture
Figure 5. Global Banking as a Service (BaaS) Software Market Size Growth Rate by Application, 2020 VS 2024 VS 2031 (US$ Million)
Figure 6. Large Enterprises
Figure 7. SMEs
Figure 8. Banking as a Service (BaaS) Software Report Years Considered
Figure 9. Global Banking as a Service (BaaS) Software Revenue, (US$ Million), 2020 VS 2024 VS 2031
Figure 10. Global Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 11. Global Banking as a Service (BaaS) Software Revenue (CAGR) by Region: 2020 VS 2024 VS 2031 (US$ Million)
Figure 12. Global Banking as a Service (BaaS) Software Revenue Market Share by Region (2020-2031)
Figure 13. Global Banking as a Service (BaaS) Software Revenue Market Share Ranking (2024)
Figure 14. Tier Distribution by Revenue Contribution (2020 VS 2024)
Figure 15. Cloud Based Revenue Market Share by Player in 2024
Figure 16. On-Premises Revenue Market Share by Player in 2024
Figure 17. Global Banking as a Service (BaaS) Software Revenue Market Share by Type (2020-2031)
Figure 18. Global Banking as a Service (BaaS) Software Revenue Market Share by Application (2020-2031)
Figure 19. North America Banking as a Service (BaaS) Software Revenue YoY (2020-2031) & (US$ Million)
Figure 20. North America Top 5 Players Banking as a Service (BaaS) Software Revenue (US$ Million) in 2024
Figure 21. North America Banking as a Service (BaaS) Software Revenue (US$ Million) by Type (2020 - 2031)
Figure 22. North America Banking as a Service (BaaS) Software Revenue (US$ Million) by Application (2020-2031)
Figure 23. US Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 24. Canada Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 25. Mexico Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 26. Europe Banking as a Service (BaaS) Software Revenue YoY (2020-2031) & (US$ Million)
Figure 27. Europe Top 5 Players Banking as a Service (BaaS) Software Revenue (US$ Million) in 2024
Figure 28. Europe Banking as a Service (BaaS) Software Revenue (US$ Million) by Type (2020-2031)
Figure 29. Europe Banking as a Service (BaaS) Software Revenue (US$ Million) by Application (2020-2031)
Figure 30. Germany Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 31. France Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 32. U.K. Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 33. Italy Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 34. Russia Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 35. Asia-Pacific Banking as a Service (BaaS) Software Revenue YoY (2020-2031) & (US$ Million)
Figure 36. Asia-Pacific Top 8 Players Banking as a Service (BaaS) Software Revenue (US$ Million) in 2024
Figure 37. Asia-Pacific Banking as a Service (BaaS) Software Revenue (US$ Million) by Type (2020-2031)
Figure 38. Asia-Pacific Banking as a Service (BaaS) Software Revenue (US$ Million) by Application (2020-2031)
Figure 39. Indonesia Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 40. Japan Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 41. South Korea Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 42. Australia Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 43. India Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 44. Indonesia Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 45. Vietnam Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 46. Malaysia Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 47. Philippines Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 48. Singapore Banking as a Service (BaaS) Software Revenue (2020-2031) & (US$ Million)
Figure 49. Central and South America Banking as a Service (BaaS) Software Revenue YoY (2020-2031) & (US$ Million)
Figure 50. Central and South America Top 5 Players Banking as a Service (BaaS) Software Revenue (US$ Million) in 2024
Figure 51. Central and South America Banking as a Service (BaaS) Software Revenue (US$ Million) by Type (2020-2031)
Figure 52. Central and South America Banking as a Service (BaaS) Software Revenue (US$ Million) by Application (2020-2031)
Figure 53. Brazil Banking as a Service (BaaS) Software Revenue (2020-2025) & (US$ Million)
Figure 54. Argentina Banking as a Service (BaaS) Software Revenue (2020-2025) & (US$ Million)
Figure 55. Middle East and Africa Banking as a Service (BaaS) Software Revenue YoY (2020-2031) & (US$ Million)
Figure 56. Middle East and Africa Top 5 Players Banking as a Service (BaaS) Software Revenue (US$ Million) in 2024
Figure 57. South America Banking as a Service (BaaS) Software Revenue (US$ Million) by Type (2020-2031)
Figure 58. Middle East and Africa Banking as a Service (BaaS) Software Revenue (US$ Million) by Application (2020-2031)
Figure 59. GCC Countries Banking as a Service (BaaS) Software Revenue (2020-2025) & (US$ Million)
Figure 60. Israel Banking as a Service (BaaS) Software Revenue (2020-2025) & (US$ Million)
Figure 61. Egypt Banking as a Service (BaaS) Software Revenue (2020-2025) & (US$ Million)
Figure 62. South Africa Banking as a Service (BaaS) Software Revenue (2020-2025) & (US$ Million)
Figure 63. Banking as a Service (BaaS) Software Industry Chain Mapping
Figure 64. Channels of Distribution (Direct Vs Distribution)
Figure 65. Bottom-up and Top-down Approaches for This Report
Figure 66. Data Triangulation
Figure 67. Key Executives Interviewed